TRANSPARENTA pension fund — Retirement planning with perspective
TRANSPARENTA combines the advantages of having its own corporate pension fund with the advantages of a joint institution.
Latest information
With proactive and understandable communication, we ensure clear perspectives. Our latest information will keep you up to date.


Annual Report 2024
The 2024 Annual Report provides you with a comprehensive and comprehensible insight into TRANSPARENTA's annual financial statements. It also includes the investment sustainability report.


Unser Geschäftsführer Fabian Thommen durfte für die April-Ausgabe des Magazins "Schweizer Personalvorsorge" ein Interview zum neuen Rentenmodell mit der stufenweise Altersrente geben. Im Interview lesen Sie, was TRANSPARENTA zum neuen Rentenmodell bewogen hat und warum wir für die kürzeste Stufe eine Rentendauer von 10 Jahren gewählt haben.
“That's fair: Each pension fund shares 100% of the annual investment income — with dilution protection thanks to an individual coverage ratio.”
We provide you with an overview at fair conditions

Your retirement benefits are invested securely, efficiently and transparently
Here is an overview of the Foundation's key figures. We update them on a monthly basis.
Further figures and graphics on investments can be found at Investment report.
Affiliates
pension funds
Active insured persons
pension recipient
Assets under management
Pensioner share of
total retirement capital
Technical interest rate for pensioners (weighted average of all pension funds, standard 2.00%) based on BVG2020/PT
Net investment performance
Since the beginning of the year
Mandatory BVG share of
total retirement savings
Coverage ratio across all pension funds as of the last balance sheet date
Key figures as per revised financial statements
The audited key figures as of December 31 of each year can be found in our annual reports. These provide you with comprehensive insights into the financial situation, cash flows and organization of TRANSPARENTA.
The annual report for a completed year is published in May of the new year.
“For us, transparency means making complex processes transparent.”
We will personally address your concerns. Our competent team of dedicated specialists is happy to provide you with the best possible support and advice every day. Find out more about the people who secure your retirement provision.
“As your point of contact, we stand for personal advice and reliable service of the highest quality.”
Holistic care management for win-win situations
Founded and managed by pension fund experts
Occupational pension plans with clear prospects:
“safe - efficient - transparent”
For secure retirement planning
With dedicated and competent advice and clear values, we offer companies and their insured persons ideal solutions at reasonable prices.vernünftigen Preisen.
Your employee benefits are in good hands with TRANSPARENTA. We would be delighted if you place your trust in us.
For clear perspectives and precautionary measures with an eye on!
Direct contacts from a permanent administration team with many years of experience stand for reliable service and customer-oriented solutions.
Fair profit-sharing
100% of the surpluses flow without hidden cross-subsidies to pension funds and thus to our insured persons - just like with their own Pension Fund.
No dilution
Protection against unwanted dilution of saved reserves through other connections — thanks to a model with an individual coverage ratio per pension fund.
Valuable investment
Sustainable investment strategy focusing on traditional investment categories such as stocks, bonds and Swiss real estate — and avoiding high-risk investments.