TRANSPARENTA pension fund — Retirement planning with perspective
TRANSPARENTA combines the benefits of a company-owned pension fund with those of a joint institution.
Latest information
With proactive communication, we keep you up to date and provide clear prospects.
Marcel Fenner von Weibel Hess & Partner spricht mit unserem Geschäftsführer Fabian Thommen über die Geschäftsphilosophie sowie die Vorzüge von TRANSPARENTA. Eine Pensionskasse, die bewusst andere Wege geht – mit klarem Fokus, schlanker Struktur und einer grossen Portion Innovation.
We have prepared this spring issue of “Klare Perspektiven Aktuell” for the first time in the form of a compact extract from the current 2024 Annual Report. It thus offers you a direct insight into the most important key figures and developments at TRANSPARENTA over the past year.
Annual Report 2024
The 2024 Annual Report provides you with a comprehensive and comprehensible insight into TRANSPARENTA's annual financial statements. It also includes the investment sustainability report.
“That's fair: Each pension fund shares 100% of the annual investment income — with dilution protection thanks to an individual coverage ratio.”
We provide you with an overview at fair conditions
Your retirement benefits are invested securely, efficiently and transparently
Pension fund figures as of June 30, 2025
Here is a monthly updated overview of the Foundation's key figures.
Further figures and graphics on investments can be found at Investment report.
Affiliates
pension funds
Active insured persons
pension recipient
Assets under management
Pensioner share of
total retirement capital
Technical interest rate for pensioners (weighted average of all pension funds, standard 2.00%) based on BVG2020/PT
Net investment performance
Since the beginning of the year
Mandatory BVG share of
total retirement savings
Coverage ratio across all pension funds as of the last balance sheet date
Key figures as per revised financial statements
The audited key figures as of December 31 of each year can be found in our annual reports.
The annual report for a completed year is published every May of the new year.
“For us, transparency means making complex processes transparent.”
Our dedicated and competent team will take care of your concerns personally and with pleasure. Find out more about the people who secure your retirement provision.
Swiss Dipl. pension fund manager
Licence Administration Economique et Sociale
Swiss Dipl. Pension fund manager
Employee benefits specialist with federal certificate
Insurance agent VBV
Social security specialist with federal certificate
Employee benefits specialist with federal certificate
Pension fund manager
Pension fund manager
“As your point of contact, we stand for personal advice and reliable service of the highest quality.”
Holistic care management for win-win situations
Founded and managed by pension fund experts
Occupational pension plans with clear prospects:
“safe - efficient - transparent”
For secure retirement planning
With dedicated and competent advice and clear principles, we offer companies and their insured persons ideal solutions for reasonable prices.
Your employee benefits are in good hands with TRANSPARENTA. We would be delighted if you place your trust in us. Here's to clear perspectives!
Experienced contacts from a permanent team stand for reliable service and customer-oriented solutions.
Fair profit-sharing
100% of the surpluses flow to pension funds and thus insured persons without hidden cross-subsidies.
No dilution
Protecting the saved reserves of a pension fund from unwanted dilution due to other connections.
Valuable investment
Sustainable investment strategy with a focus on traditional and proven investments such as equities, bonds and Swiss real estate.