Companies:
Customized pension solutions
<svg width=" 100%" height=" 100%" viewBox="0 0 32 26" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M29.0877 8.0565L29.8801 7.44654L29.0877 8.0565ZM29.0877 17.9435L29.8801 18.5535L29.0877 17.9435ZM2.91234 17.9435L3.70477 17.3335L2.91234 17.9435ZM2.91234 8.0565L2.11991 7.44654L2.91234 8.0565ZM2.91234 8.0565L2.11991 7.44654L2.91234 8.0565ZM2.91234 11.1969 0.736476C10.6706 0.903882 10.3796 1.46624 10.547 1.99255C10.7145 2.51885 11.2768 2.80979 11.8031 2.64238L11.1969 0.736476ZM6.1724 5.97225C6.58119 5.60089 6.61154 4.96845 6.24019 4.55966C5.86883 6 5.2364 4.12051 4.8276 4.49187L6.1724 5.97225ZM16 2C21.8298 2 25.8398 5.47648 28.2952 8.66645L29.8801 7.44654C27.2443 4.02219 22.7158 0 16 0V2ZM28.2952 17.3335 C25.8398 20.5235 21.8298 24 16 24V26C22.7158 26 27.2443 21.9778 29.8801 18.5535L28.2952 17.3335ZM16 24C10.1702 24 6.16018 20.5235 3.70477 17.3335L2.11991 18.5535C4.75572 21.9778 9.28418 26 16 26V24ZM28.2952 8.66645CC28.9508 9.51819 29.3465 10.0412 29.6072 10.6313C29.8532 11.1881 30 13H32C32 11.679 31.8281 10.7092 31.4366 9.82311C31.0599 8.97035 30.4994 8.25109 29.8801 7.44654L28.2952 8.66645ZM29.8801 18.5535C30.4994 17.7489 31.0599 17.0297 31.4366 16.1769C31.8281 15.2908 32 14.321 32 13H30C30 14.138 29.8532 14.8119 29.6072 15.3687C29.3465 15.9588 28.9508 16.4818 28.2952 17.3335L29.8801 18.5535ZM2.11991 7.44654C1.50062 8.2511 0.940102 8.97035 0.56337 9.82311C0.1719 10.7092 0 11.679 0 13H2C2 11.862 2.14682 11.1881 2.3928 10.6313C2.65351 10.0412 3.04917 9.51819 3.70477 8.6631 645L2.11991 7.44654ZM3.70477 17.3335C3.04917 16.4818 2.65351 15.9588 2.3928 15.3687C2.14682 14.8119 2 14.138 2 13H0C0 14.321 0.1719 15.2908 0.56337 16.1769C0.940102 17.0297 1.50062 17.7489 2.11991 18.5535L3.70477 ZM11.8031 2.64238C13.0751 2.23778 14.4713 2 16 2V0C14.26 0 12.6595 0.271258 11.1969 0.736476L11.8031 2.64238ZM3.70477 8.66645C4.39 691 7.76725 5.21791 6.83932 6.1724 5.97225L4.8276 4.49187C3.7713 5.45144 2.87144 6.47018 2.11991 7.44654L3.70477 8.66645ZM19.5 13C19.5 14.933 16.5 16.5V18.5C19.0376 18.5 21.5 16.0376 21.5 13H19.5ZMM16 16.5C14.067 16.5 12.5 14.933 12.5 13H10.5C10.5 16.0376 12.9624 18.5 18.5V16.5ZM12.5 11.067 14.067 9.5 16 9.5V7.5C12.9624 7.5 10.5 9.96243 10.5 13H12.5ZM16 9.5C17.933 9.5 19.5 11.067 19.5 13H21.5C21.5 9.96243 19.0243 376 7.5 16 7.5V9.5Z” fill="currentColor” /> </svg>
Each affiliated company forms a pension fund with a pension commission made up equally of employees and employers. The tasks are specifically defined in employee benefits and organizational regulations.
What are the tasks of a pension commission?
TRANSPARENTA distributes all surpluses annually, which is why the pension commission of every company is of great importance.
This determines the structure of benefits and financing by selecting the pension plan. It decides on the distribution of free funds from surplus payments or the interest on retirement assets, depending on the individual coverage ratio and the pension model chosen for the pension fund.
Further information on the tasks and duties of the Joint Pension Commission can be found here.
What is the liability of the pension commission and is there insurance?
The members of the pension commission are automatically co-insured under the foundation's corporate and corporate liability insurance (also known as Directors & Officers or Pension Trustee Liability Insurance).
This insurance covers claims for damages arising from a breach of duty (corporate liability) as well as the costs of defending against unjustified claims. However, it should be noted that the risk of damage resulting from breaches of duty is generally extremely low for pension commissions. The main tasks for implementing occupational benefits and thus the responsibility lie with the Board of Trustees, the Investment Commission and the Management Board.
Events for pension commissions
TRANSPARENTA organizes a training event for pension committees every two years.
The next event is expected to take place in summer/autumn 2027.
Information about our latest events can be found here.


Anlass für Vorsorgekommissionen - 12. Juni 2025
Das TRANSPARENTA-Team durfte am 12. Juni 2025 gegen 60 VK-Mitglieder der angeschlossenen Vorsorgewerke im Hotel Mövenpick in Basel begrüssen. Kurzweilig, lernreich und inspirierend sei der Nachmittag gewesen, so das erfreuliche Urteil aus dem Kreis der Gäste. Einen besonderen Höhepunkt bot das fesselnde Gastreferat von FCB-Ehrenpräsident Bernhard Heusler.